GET PAID FAST / DRY VAN AND POWER ONLY
Freight factoring for dry van truckers, extras included
Van and power only trucks run a lot of loads, sit at a lot of docks and pay a lot of lumpers. That means invoices with more than linehaul on them. Good factoring for this freight funds the detention and lumper lines with the load, checks brokers before you book, and pays the day after delivery.
MONTHLY INVOICES
We refer carriers to a factoring partner and may be paid for referrals.
INVOICE BUILDER
One van load, four invoice lines
EXAMPLE: a drop at a grocery DC with a three-hour wait and a lumper. Toggle the proof on each extra and watch what gets funded with the load and what waits for the broker.
- Linehaul$2,300
- Fuel surcharge$420
- Detention, 3 hrs$150
- Lumper$225
EXAMPLE INVOICE / $3,095
FUNDED WITH THE LOAD / $2,945 INVOICED, $2,651 ADVANCED AT 90%
HELD UNTIL THE BROKER PAYS / $150
EXAMPLE only. Each factor sets its own policy on accessorials; many want written broker approval or a receipt before they fund them. Ask yours.
The lines without proof don't disappear, but they wait weeks, and some never get paid. Work out what your own wait time is worth with the accessorial charges calculator.
WHAT VAN AND POWER ONLY NEED
Three things a van factor must handle
Accessorials
Detention, layover, lumper, driver assist, TONU. Ask exactly what proof the factor needs for each, and whether it funds them with the load or after the broker pays.
Program payments
Power only programs and some drop-trailer shippers pay through their own settlement systems. Know which loads go to your factor and which pay you directly, so nothing is billed twice.
Broker credit
Van boards are full of brokers. A fast credit check before you book, in an app or by phone, keeps slow payers off your invoice list.
PROOF BY LINE
What makes each extra fundable
The proof a factor typically asks for on each accessorial line. Policies differ, so treat this as the list to ask about, not a promise of what any one factor does.
| Line | Proof to attach | Common reason it gets refused |
|---|---|---|
| Detention | In and out times on the BOL, broker approval in writing | Approval asked for after delivery, or times not on paper |
| Layover | Broker's written OK, reason for the delay | No agreement on the rate con or in writing |
| Lumper | Lumper receipt, broker's agreement to reimburse | Receipt lost or not matching the load |
| Driver assist | Rate con line or written approval | Work done without anything agreed first |
| TONU (truck ordered, not used) | Broker's written cancellation and agreed fee | Cancellation by phone only |
DETENTION THAT GETS PAID
Four steps, started at the gate
Most refused detention was lost before the truck left the dock. These steps make the line hard to argue with.
- 1
Know the terms before you book
Free time and hourly rate on the rate con, not promised on the phone.
- 2
Record arrival
Check-in time on the gate receipt or BOL, with a timestamped photo.
- 3
Ask for approval when free time ends
A message to the broker with the times, while you are still waiting.
- 4
Get the out time signed
Departure time on the BOL, then the approval goes in the packet.
HIGH LOAD COUNTS
Twenty loads a month means twenty packets
Regional van and power only trucks can deliver several loads a week. Each one is an invoice, a set of photos and a chance for a missing page. At that pace, the factor's per-invoice fee and transfer fee matter as much as the rate, and an upload app that works in a dock parking lot matters more than either.
Typical factoring fees run about 1% to 5% per invoice, most carriers paying 1.5% to 4%. Price a whole month of your loads, not one, before you compare quotes.
SOURCE: FreightWaves Checkpoint, UPDATED FEBRUARY 2026, CHECKED OCTOBER 2026.
FOR HIGH-VOLUME VAN WORK, LOOK FOR
- No per-invoice fee, or a low one
- Free or cheap ACH; wires only when you ask
- Accessorials funded with the load when proof is attached
- Same-day upload cutoff late enough for evening deliveries
- Reserve released per invoice, not monthly
- Broker credit answers in seconds
DROP AND HOOK
Drop loads need a different proof
On a drop, nobody may sign the bill of lading while you are there. The receiver unloads the trailer later and signs then, or never. Factors still need proof of delivery, so ask what they accept: a gate receipt, a drop ticket, a timestamped yard check-in, or the BOL once the receiver signs it.
For power only, add the trailer number and seal number to your photos at drop. If there is ever a question about a shortage, those photos show the trailer arrived sealed.
POWER ONLY PAYMENTS
Two ways a power only load gets paid
A power only load booked through a broker is billed like any van load: rate con, BOL, invoice, factor. A load from a carrier or shipper trailer program may instead be settled by the program itself, on its own schedule, sometimes weekly. Those settlements usually can't be sold to a factor, and they shouldn't be, because the program already knows to pay you.
Keep a simple list of which programs pay you directly and which loads go to the factor. It prevents the most awkward mistake in power only billing: the same load invoiced twice.
ASK EACH PROGRAM
- How and when do you pay carriers?
- Can payments go to a factor under an NOA?
- Which documents do you need per load?
- How are trailer damage charges deducted?
QUESTIONS
Dry van factoring, answered
We refer carriers to a factoring partner and may be paid for referrals. Back to all factoring guides.
01Can I factor detention and lumper charges?
Usually, if the paperwork proves them. Most factors want the broker's written approval for detention and a lumper receipt, plus the broker's agreement to reimburse it. With that attached, many fund the extras with the load. Without it, they may wait until the broker pays, or the line gets disputed.
02Do factoring companies work with power only carriers?
Yes, for broker power only loads billed under your authority. Power only programs are different: some pay carriers through their own settlement system, so those loads may not go through a factor. Check each program's payment terms, and tell your factor which loads come from programs.
03How fast can a dry van carrier get paid?
With factoring, often the same or next business day after you submit clean paperwork, and faster transfers may cost extra. Without factoring, you wait for the broker's terms, commonly 30 days or more. Clean, same-day paperwork is what makes the fast end possible.
04What does dry van factoring cost?
Published ranges for freight factoring run about 1% to 5% per invoice, with most carriers paying 1.5% to 4%, according to FreightWaves in February 2026. Dry van invoices are mid-sized, so minimum fees matter less than for small loads, but per-invoice and transfer fees still add up at high load counts.
VAN AND POWER ONLY
Get every line on the invoice paid
our factoring partner quotes your volume. Want loads too? Apply for dispatch. We refer carriers to a factoring partner and may be paid for referrals.